Financial Adviser (IFA) FCA Compliance Suite — 13 editable documents, yours to keep

Everything an advice firm needs to evidence Consumer Duty and FCA expectations — outcomes monitoring, suitability, SM&CR and ongoing-advice evidence in one place.

What's included

• Consumer Duty framework + outcomes-monitoring (MI) template + management report
• Fair value assessment template (price & value) · consumer-understanding comms-testing log
• SM&CR pack: Statements of Responsibilities, fitness & propriety assessment, certification, conduct-rules training log
• Suitability report template + suitability assessment process
• Ongoing advice service / annual review process + evidence log
• Training & Competence scheme · Compliance monitoring plan + file-review template
• Complaints (DISP) policy + log · Financial promotions policy + approval log
• Conflicts of interest policy · Vulnerable customers policy

Built for the 2026 regime

Built around Consumer Duty's four outcomes — products & services, price & value, consumer understanding and consumer support — plus the cross-cutting rules. The FCA wants evidence of good outcomes over time, not a one-off. SM&CR Phase 1 reforms took effect in April 2026 (raised certification thresholds and SMF18 changes), with Phase 2 proposed — this pack keeps your Statements of Responsibilities, certification and conduct-rules records current.

Format & terms

Editable Word documents · version-dated June 2026 · yours to keep forever (no subscription) · adapt to your firm. These are templates to adapt to your firm; they are not legal, compliance or regulatory advice.

Not sure where your gaps are? Start with the free FCA adviser self-check, then read the 2026 FCA adviser compliance guide.